Joint-Liability Group Loans (JLGs)
Target Profile: Poor and Low-Income Women
Selection Criteria:
• Compulsory Training of Group
• Group Recognition Test
• Credit Appraisal
• Solidarity and Coherence of the Group
Loan Purpose: Any income-generating activity or for consumption purposes
Term: 52 weeks (25 for 5000 loan possible)
Repayment: Weekly
Size of First Loan: Rs. 6000 or 10000
Home Improvement Loan
Target Profile: Existing Clients with own property
Selection Criteria:
• Existing clients who have completed one full loan cycle
• Couple and widow clients
• Credit Appraisal
Loan Purpose: Home Improvement for Rental Income
Term: 24 months
Repayment: Monthly
Size of First Loan: Rs 25000
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